Alternatives to bankruptcy

There are alternatives to filing bankruptcy. If you seek credit counseling, if you go to a financial advisor, or planner, oftentimes once you’ve measured what the problem is, you can get out of the problem without having to file bankruptcy. One of the problems is you don’t measure, you don’t know how much you’re spending, and how much is coming in; you don’t have a good budget, and you wait until it’s too late. We advise people, if they can, to avoid bankruptcy. If they need to file a bankruptcy, we advise them to come and talk to one of our outstanding lawyers about that, and hopefully we can point them in the right direction.