Are there companies that can help me clean up my credit?
Attorney Jim Ince explains why you should avoid companies that claim to help clean up bad credit.
There are agencies and groups out there that’ll help you clean your credit up. The bad news is the Federal Trade Commission has a warning against all of them. None of them are legitimate. They all do what you could do yourself. They can’t do anything that you can’t do. That includes monitoring your credit and contesting those things that are wrong. But, if you really owe something, there’s nothing anyone can do to get that off your credit. It’s there. Generally, any good attorney will recommend you not use any of those groups to clean up your credit.