Living in a state that caps non-economic damages
Economic damages are damages that can be calculated with relative ease: loss of wages, medical bills and other expenses. Non-economic damages, such as pain and suffering and loss of consortium (the inability to have normal marital relations), are much harder to calculate. In response to large monetary verdicts and the growing cost of health insurance, some states have passed laws that cap non-economic damages. Such laws do not affect the amount of economic damages you may receive.